To qualify for the Action Logement loan (term used from now on), you must first comply with the following rules:
Read the complete file on the Action-Logement loan: here
This is the simplest and most direct approach. If you work in a large company, contact HR . This one can facilitate your steps and give you all the useful advice. If you are in a small structure, you can inquire either directly with the head of the company or with the CIL closest to your home. Several committees are at your service in each department.
The question does not arise in these terms. It is not a question of whether your boss wants or does not want to lend you, but to know what decisions he has made regarding the use of the available envelope .
Be aware that the company can allocate all or part of the funds of the Action-Logement loan to the rental. The money can thus be used to finance the guarantee or the advance loca-pass or to promote the access of the employees to the offer of social housing proposed by the agencies 1% housing.
This decision belongs to the company that alone determines how the sums available should be used . Assuming that it decides to prioritize homeownership, you should know that your funding will also depend on the amounts available at the time of your application. If the funds have been used in full, you will not be able to benefit from the Action-Logement loan.
Here again, the entrepreneur has a lot of leeway. Apart from the discriminatory criteria, it alone decides on the attribution rules: first and foremost to serve first-time buyers, married couples, the oldest employees, etc. These rules must, however, be based on objective criteria .